In a world of information overload, we offer clarity. Carefully curated Insights, distilled into 60-word shorts—created for the modern, mobile generation.
At Chamkaro, we believe everyone deserves to understand finance clearly. From RBI updates and loan awareness to subsidy schemes and personal finance tips — we deliver short, simple, and practical financial content in both Gujarati and English. We started in Gujarat, but our mission has no boundaries. With smart tools like our EMI calculator, loan calculator, and unique subsidy calculator, we help every user make confident and informed financial decisions. Better awareness starts here
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RBI has simplified KYC rules to make banking easier. Banks must now send advance reminders before KYC is due, and many KYC updates can be completed through Business Correspondents, video KYC, or other approved digital methods. Low risk customers also get more time to complete periodic KYC updates without unnecessary disruption to banking services.
Yes, in certain cases, an online business can operate without GST registration. However, if GST registration is mandatory, you make interstate supplies, or the e-commerce platform requires GST registration, you must register. Always check the applicable GST rules before starting your online business.
Yes, it can. Banks prefer applicants with stable employment and regular income. If you recently changed jobs or are in a probation period, your loan approval may be delayed or your eligible loan amount may be lower. However, a good credit score, steady income, and strong repayment history can improve your chances of approval.